
“There is nothing so useless as doing efficiently that which should not be done at all.”
PETER DRUCKER
A business strategy will give your organization insight into how to adapt to the dynamic local market. It will also help your organization in dealing with regulatory issues as well as corruption, at the same time capitalizing on opportunities for growth and profitability.
It helps you develop a framework that will improve the understanding of business planning and performance and its effects on growth, particularly during different stages and phases of your business or organization, be it a start-up, small-scale, or large business, or even a multinational.
Strategic planning saves you time, effort, and funds, and that’s what we offer at Havivah Trust Consult Limited
Take Moniepoint, for example. Founders, Tosin Eniolorunda and Felix Ike, started out building banking software for Nigerian Banks (TeamApt). They one day noticed that ordinary people and businesses had limited access to financial services and fast banking services.
In 2019, they launched Moniepoint to help bridge the gap between the general population and quality financial services.
Over time, Moniepoint evolved into a full-service business bank that offers loans, business accounts, and payment solutions across various platforms.
The company achieved Unicorn Status in 2024, after receiving significant funding in 2021-2023, and has become a vital backbone of Nigeria’s Payment system, processing millions of transactions daily and powering millions of businesses across Nigeria.

Moniepoint was able to make this tremendous impact because they had a plan, a business strategy. They first discovered the problem and then did their Homework. They understood the terrain and the level at which the banking sector in Nigeria operated from, and what the demands of the rising populace were. It was as though major banks were stuck in the old way of doing things, which obviously wasn’t working, and they thought it was all the Nigerian population wanted and needed. Meanwhile, Nigerian businesses were scaling, and the populace could see the gap in the delivery of financial services. Businesses were put on hold, and transactions were at the mercy of bank networks.
So Moniepoint jumps to the rescue. Now it’s not just that they had a business strategy that ensured they succeeded; they had the right business strategy.
And that’s what we offer you at HTC, with our strong selection of partners that are experts in various sectors and fields, we don’t just give you any strategy but we make sure to do our Homework, to understand your organization and its environment and we analyze your systems and structures and we then come up with a strategy that is made just for your organization. We design and implement growth-driven strategies tailored to your organizational goals that will move your organization to where it should be. We are very big on excellence, and we love to deliver so you can relax and be assured that whatever we are giving you is nothing but the best.
(Part 2 of our ‘Business Strategy’ series concludes in the next post. See you there!)